FUTURE PERFECT.

 1. By the end of this year I will have done a lot of exercise in the gym. 💪

2. By November I will have traveled to Cartagena with my boyfriend. 👫

3. By the end of this semester I hope to have learned many things. 🙌

4. By 2028 I will have lived in my own apartament. 🏠

5. In my birthday I plan to have eaten a lot of cake.🍰

6. By next month I will have completed my fifth semester. 🎉

These are my plans for the future.😉

Cheapskate and Big spender people.

 CHEAPSKATE.

A cheapskate person is a person who tries to spend very little or not spend on most things to save money, there are people who go to extremes like the person we will see in the following video:

Cheapskate
Money managment problems	Possible solutions + reason.
Want all things cheapest possible.	She can start to buy the things in a good price without devalue the things that people sell, because she should had thought that it doesn’t have a bad price, my suggestion is buy the things in a just price.
Risk health for don’t spend services, for example she only eats vegetables and fruits for don’t cook.	It doesn't matter if you spend a little more than normal, fruits are healthy but the body also needs proteins and carbohydrates to be healthy, I wish she had bought at least 2 times a week meat or eggs.
She lives uncomfortable because she have to inflate her mattress and she doesn’t have a bed.	If only she had bought a bed she wouldn't have that inflate the mattress every day, My suggestion is that she buy a bed or at least a new mattress where she doesn't have the need to sleep in discomfort.

Story - Bad money management.

My worst regrets